We had a broker come and visit us (The same guy mum and dad are using) to discuss financials and if we can afford to do the whole thing we want basically.
After a meeting of about an hour we got told we wouldn't be able to do what we wanted. Mainly because even though we're selling our current house, we have to be able to take out a combined loan for our current house, land and the build, which we fall short of marginally. It'd mean we'd have to put in some money of our own, but given we just decided we want to do this, we obviously don't have that kind of money saved up.
It's really annoying as he said we can afford to do this easily with our combined wages, but because of all the global finance junk they've really tightend up on how much they'll lend. I think it's actually gone up (or down whichever way you look at it) by 10% just in the 20 months since we bought our house. I can understand why they've done it I guess, but it doesn't help us in the slightest.
Ash and I are now extremely shitty and somewhat upset/disapointed